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Your Future is in Your Hands... What Are You Doing With It?
You Can Be Mortgage and Debt Free!
There is a PROVEN WAY to pay off your existing home loan in 1/3 to 1/2 the time or less! You can pay off all of your other debts including your car loan and credit card debt at the same time!
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- Without Refinancing Your Existing Loan
- Without Raising Your Monthly Payments
- Without Changing Your Lifestyle
United First Financial is an innovative company that helps American homeowners reach their financial goals. Our interest reduction solution puts the deed of your home in your hands in a fraction of the regular time by utilizing banking strategies which have been around for decades.
This is NOT a bi-weekly payment program or debt roll down.
This is NOT about sending a few extra dollars to the bank.
Introducing the Money Merge Account
The Money Merge Account (MMA) - a powerful software tool to help you fulfill your dream of home ownership and save money for your future. The average MMA customer will pay their 30-year mortgage off 100% within 8 to 11 years - without refinancing and without increasing their monthly mortgage payments.
Only After Years of Research and Millions of Dollars
Several years and millions of dollars were invested in research and development before a 1 year market test release rolled out in Denver, Colorado. To the pride and astonishment of the founders, homeowners from the initial 400 client test market who signed up for the Money Merge Account were achieving results even better than predicted. Homeowners with a traditional 30-year mortgage were on track to become mortgage free after 8 to 11 years, at the same time paying off their other debts in the process.
Access To Money If The Need Arises
Dynamic New Approach
The demand for the Money Merge Account is exploding. It's an entirely new approach to financial freedom without earning more income. The MMA software program has become so successful that United First Financial is busy rolling out free educational analysis across the country helping thousands of American homeowners get on the fast track to financial freedom without a mortgage.
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Leverage Your Money Like the Banks Do!
Why don't the banks offer this program?
The MMA software utilizes banking principles that are accepted by banks across the nation. The MMA program simply provides you with the necessary tools to use your money to significantly reduce compound interest, instead of the bank using your money to earn interest. This is the primary reason the banks do not offer the MMA program.
What happens if I sell my home?
The MMA program follows your mortgage until it is paid off. The line of credit the MMA uses will have no effect on your ability to sell your home. Once you have sold your home and purchased another residence, we can put MMA back into action on the new residence. Also, all the equity built in the account, as well as the equity built with market appreciation, will make an even bigger down payment on the next purchase.

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Is there any risk involved?
From a financial standpoint, there is very little to no risk. Even a stock market crash or extreme interest fluctuations could not completely eradicate the expected outcome. Only homeowners that qualify to significantly reduce their mortgage payoff time and interest will be activated on the MMA program.
Not a New Concept - Used in Australia and England For Over 15 Years!
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It's Not MAGIC -- It's MATH
Why can't I make extra principal payments to my primary mortgage and achieve the same results?
Simply put, the mathematics behind MMA software present a sophisticated process that has a substantial financial benefit over increasing your monthly payments. The algorithms in the proprietary MMA system are systematically programmed to create the highest interest savings possible in the least amount of time without changing your lifestyle. The math engines programmed in the MMA system calculate the specific timing and dollar amounts required to produce the most optimum savings possible. It would be impossible to balance your cash flow and achieve even close to the same results without the assistance of this sophisticated and patented software.
Who qualifies for the MMA?
It is important to go through a free 5-minute questionnaire when applying for the MMA program. Fortunately, there are several avenues that can be taken to gain approval and the predicted results are 100% guaranteed by United First Financial. But the MMA program will not work for every homeowner.
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Don't Let Mortgage Interest Steal From Your Retirement.
Is there any out of pocket money?
No. The MMA software is paid for out of the money saved using the program. Our free analyses will determine how much you will save. Most homeowners will save between $100,000 and $600,000 or more using this program.
Albert Will Save Over $240,000!
"We are so excited about this program. Recently we discovered the MMA program through a friend. It has changed our lives. When I retired from my position as an insurance executive with a major company, my wife and I felt that it was time to finally own that dream home. The only question was whether to take the majority of my retirement money to do it, or to get locked in to a mortgage that I wouldn't live long enough to see paid in full. Well with the MMA program I will have it totally paid off in 9.3 years. All with no extra money, no refinancing and without changing our lifestyle. It will ultimately save us over $240,000 in mortgage interest. Thanks U1st!!" -Albert K., Syracuse, NY
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Rich and Val will have their home paid for in 7 years or less!
"I just wanted to let you know that we have enjoyed using the Money Merge Account software. We've been using it since May of this year. We have altered our original plan somewhat because we had to purchase a new automobile. But even with this major expense, we are still working on having our home paid off in about 6 to 7 years. Thanks for all of your help and support." -Rich & Val P., Grand Junction, CO
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Ted & Amy are Shaving Years Off Their Mortgage!
"We now have a clue about our finances and feel like we are in control of our financial future. The ability to have your money working for YOU at all times instead of for the bank, was really an eye opener. Our 29 year mortgage has been reduced to 10.4, saving us over $295,000 in interest!" -
Ted & Amy, TN
What are you waiting for?
A No Cost, No Obligation Analysis Will Show You EXACTLY How Fast You Can Be Mortgage Free, and How Much YOU Can Save.
Don't Let Mortgage Interest Steal From Your Future. Contact Us TODAY!
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